To TB (since I think you're the only retiree here):

If one would make the same amount of money (via pension and Social Security), is there a reason one should not retire????

Also, what's involved (red tape), and registering for Social Security and how soon before you retire do you need to do so? Just wondering.

TIS

"Mankind must put an end to war before war puts an end to mankind. War will exist until that distant day when the conscientious objector enjoys the same reputation and prestige that the warrior does today." JFK

"War is over, if you want it" - John Lennon