Then your best bet is stick to the "real world" and borrow money from a bank.
A lot of people are now being turned down by banks because of circumstances. Some banks in the UK actually charge more then loansharks.
Oleh was comparing borrowing from a bank as opposed to borrowing from the mafia. If you don't want trouble from the mafia, stay away from them and don't do business with them. Simple as that. It's pretty easy to do in the US in this day and age.
