Another reason why the NFL settled the lawsuit was to keep private their records indicating that they had longstanding knowledge that cerebral injuries were producing long term symptoms and serious ailments.

The NFL has bargained out of the workers' compensation systems of the states. In any other industry employers through their carriers or insurance companies would be liable for disability and treatment related to work injuries even if the symptoms exist after separation from employment. The NFL had a nice scam going where their aged players were suffering but the League passed off the expenses to the individuals or, more likely, the taxpayer.