Here too for most of us. After deductions, exemptions and credits from the yearly tax returns, the IRS gives a chunk of it back. And if your last name is Trump or Romney, you get a larger percentage back.

Our refunds have been increased due to paying college tuition, so I'm sure we'll use a chunk of the refund to pay some tuition, like SB, next semester. I always have let my wife decide how to use the refund. This year she's using some of it to buy furniture for the house, and what's not used for tuition, I'm hoping she dumps into a growth fund.

We've used the same accountant for over twenty years.