I needed new windows so I got a contractor to do it for me. The same guy I used to put in a new roof for me when the storm Irene hit. The one before Sandy.

They bought all the windows and delivered them to my house. I gave them a lot of up front money more then most would give them in advance.

I get back home I went away the windows were not only not changed, but the new ones were gone. His workers took them and I did not get my money back. I called his place of business gone. I call his house no answer.

He thought he would stiff me, but why I didn't fuck him. I found out he had a gambling problem. The guy that recommended him knew he was divorced from his wife. I knew he had family we talked about his kids. He knew where his wife and kids lived. I asked him where they lived he did not want to tell me. Then later changed his mind I had her telephone number and her address. So I did not calll, but paid her a visit.

It took a few weeks but I got the money back from him plus a few extra bucks interest.

Most people pay eventually when they have a family unless they don't care about them.